Sharpe ratio
0.35Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.98%1Y Absolute Return
-0.65%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth OptionFund 5Y annualised return | ₹9,91,955 | ₹7,32,612 | ₹2,59,343 | +12.29% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age13.9 yrs
Fund information
Scheme code119333
ISININF955L01971
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.09%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹500 SIP
Return comparison
372nd / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +162.82% | — | — |
| 3M | +10.28% | — | — |
| 6M | +22.01% | — | — |
| 1Y | +4.98% | — | +4.16% |
| 3Y | +15.81% | — | +12.54% |
| 5Y | +12.29% | — | +10.04% |
| 10Y | +12.75% | — | — |
| Since Launch | +11.98% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.49Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.11%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.28How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 35 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 8.55% |
| State Bank of India | Financial | Equity | 8.3% |
| HDFC Bank Ltd | Financial | Equity | 7.71% |
| Axis Bank Ltd | Financial | Equity | 7.04% |
| Bajaj Finance Ltd | Financial | Equity | 6.09% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 5.23% |
| Indusind Bank Ltd | Financial | Equity | 4.35% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 4.07% |
| Others CBLO | Unspecified | CBLO | 3.58% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 3.32% |
Fund management
YA
Yash Mehta
Since 2025 · Prior to joining the Baroda BNP Paribas MF, he was associated with stematix Shares and Stocks (India) Ltd.
CA, B.com
SI
Silky Jain
Since 2026 · Prior to joining Baroda BNP Paribas AMC, she has worked with Canara Robeco Asset Management Company Ltd and Nirmal Bang Securities Pvt Ltd.
Ms. Jain is a MS (Finance), M.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A high riskometer-risk equity scheme - sectoral/ thematic fund. Ahead of its category average over 3Y by 3.3 points. Has fallen sharply before — down -42.8% at its worst.
Strengths
- Ahead of its category average over 3Y by 3.3 points.
Weaknesses
- Has fallen sharply before — down -42.8% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 18.1% volatility.
Risk drivers
- Financial makes up 93% — trouble in that sector hits the whole fund.
- Corrections have been sharp — worst fall -42.8% with 18.1% volatility. Took 10 months to recover last time.