Sharpe ratio
0.72Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.88%1Y Absolute Return
-0.17%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund-Direct Plan-Growth OptionFund 5Y annualised return | ₹9,66,290 | ₹7,32,612 | ₹2,33,678 | +11.27% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age8.0 yrs
Fund information
Scheme code145396
ISININF955L01HF7
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.00%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹250 SIP
Return comparison
9th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +114.08% | — | — |
| 3M | +3.39% | — | — |
| 6M | +11.72% | — | — |
| 1Y | +5.88% | — | +0.31% |
| 3Y | +13.20% | — | +7.18% |
| 5Y | +11.27% | — | +6.13% |
| Since Launch | +14.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.99Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.83%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.69How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio101%
Equity83.36%
Debt13.72%
Real Estate4.40%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 116 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 3.51% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.06% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.69% |
| Bharti Airtel Ltd | Technology | Equity | 2.5% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 2.29% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 2.21% |
| Indusind Bank Ltd | Financial | Equity | 2.12% |
| Others CBLO | Unspecified | CBLO | 2.04% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.99% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 1.98% |
Fund management
NE
Neeraj Saxena
Since 2024 · Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
He is PGDBA finance and Masters in Organic Chemistry
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
KU
Kushant Arora
Since 2026 · Prior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
CA, FRM
JI
Jitendra Sriram
Since 2026 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
Mr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 6.0 points.
Strengths
- Ahead of its category average over 3Y by 6.0 points.
- Recovered from its worst fall in 3 months.
- Well spread out — top 10 holdings are only 24% of the portfolio.
- Ranks 9 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.8% volatility.
Risk drivers
- None