Sharpe ratio
1.04Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+13.49%1Y Absolute Return
-0.37%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bank of India Multi Cap Fund Direct Plan - GrowthFund 3Y annualised return · 5Y history unavailable | ₹11,46,899 | ₹7,32,612 | ₹4,14,287 | +17.81% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.23
₹1 Lakh since launch₹1.23 Lakh
Fund age3.7 yrs
Fund information
Scheme code151443
ISININF761K01FR0
BenchmarkNifty 500 Multicap 50:25:25 TRI
CategoryEquity Scheme - Multi Cap Fund
Expense ratio1.22%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹1,000 SIP
Return comparison
9th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +115.94% | — | — |
| 3M | +10.81% | — | — |
| 6M | +22.04% | — | — |
| 1Y | +13.49% | — | +4.53% |
| 3Y | +17.81% | — | +12.88% |
| Since Launch | +22.83% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.42Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
14.18%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.12How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity96.73%
Cash3.17%
Debt0.10%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 67 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 4.89% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.82% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 3.37% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 2.94% |
| Stylam Industries Ltd | Industrials | Equity | 2.94% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 2.89% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 2.81% |
| State Bank of India | Financial | Equity | 2.65% |
| Tips Industries Ltd | Consumer Discretionary | Equity | 2.59% |
| Aditya Vision Ltd | Consumer Discretionary | Equity | 2.56% |
Fund management
NI
Nitin Gosar
Since 2023 · Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - multi cap fund. Ahead of its category average over 3Y by 4.9 points.
Strengths
- Ahead of its category average over 3Y by 4.9 points.
- Ranks 9 of 124 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.2% volatility.
Risk drivers
- None