Sharpe ratio
0.51Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+8.49%1Y Absolute Return
-0.43%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANK OF INDIA Large & Mid Cap Fund Direct Plan-GrowthFund 5Y annualised return | ₹9,83,557 | ₹7,32,612 | ₹2,50,945 | +11.96% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code119350
ISININF761K01652
BenchmarkBSE 250 Large MidCap TRI
CategoryEquity Scheme - Large & Mid Cap Fund
Expense ratio1.41%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹1,000 SIP
Return comparison
11th / 142 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +171.09% | — | — |
| 3M | +11.14% | — | — |
| 6M | +16.85% | — | — |
| 1Y | +8.49% | — | +1.73% |
| 3Y | +14.71% | — | +11.84% |
| 5Y | +11.96% | — | +9.46% |
| 10Y | +14.33% | — | — |
| Since Launch | +13.88% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.69Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.83%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.37How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity96.92%
Cash3.07%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 53 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 8.11% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 6.34% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 4.33% |
| Repo | Unspecified | Repo | 4.23% |
| FSN E-Commerce Ventures Ltd | Consumer Discretionary | Equity | 4.18% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.54% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 3.48% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.48% |
| State Bank of India | Financial | Equity | 3.34% |
| Petronet LNG Ltd | Energy & Utilities | Equity | 2.88% |
Fund management
NI
Nitin Gosar
Since 2022 · Prior to joining Bank of India Mutual Fund, he was working with Invesco Mutual Fund, IFCI Financial Services Ltd. (I-Fin) as Research Analyst. He has also worked Batlivala & Karani Securities, SKP Securities and NDA Securities.
Mr. Gosar holds a Master’s degree in Finance from ICFAI.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high riskometer-risk equity scheme - large & mid cap fund. Ahead of its category average over 3Y by 2.9 points. Has fallen sharply before — down -37.9% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.9 points.
- Ranks 11 of 142 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -37.9% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 13.8% volatility.
Risk drivers
- None