Sharpe ratio
0.43Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.26%1Y Absolute Return
-0.54%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANK OF INDIA Large Cap Fund Direct Plan GrowthFund 5Y annualised return | ₹9,29,600 | ₹7,32,612 | ₹1,96,988 | +9.75% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age5.4 yrs
Fund information
Scheme code148980
ISININF761K01FL3
BenchmarkNIFTY 100 TRI
CategoryEquity Scheme - Large Cap Fund
Expense ratio1.30%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹1,000 SIP
Return comparison
7th / 152 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +147.15% | — | — |
| 3M | +7.76% | — | — |
| 6M | +14.87% | — | — |
| 1Y | +5.26% | — | -0.95% |
| 3Y | +13.34% | — | +9.65% |
| 5Y | +9.75% | — | +6.87% |
| Since Launch | +12.08% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.58Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.60%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.53How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 54 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.7% |
| ICICI Bank Ltd | Financial | Equity | 6.11% |
| State Bank of India | Financial | Equity | 4.99% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 4.35% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.58% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 3.54% |
| Tech Mahindra Ltd | Technology | Equity | 3.34% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.81% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 2.73% |
| Quality Power Electrical Equipments Ltd. | Industrials | Equity | 2.51% |
Fund management
NI
Nilesh Jethani
Since 2024 · Prior to joining Bank of India Mutual Fund, he has worked with HDFC Securities, HDFC Bank, and ASK Investment Managers
Mr. Jethani has done Bachelor of Financial Markets from HR College and Postgraduate Program in Global Financial Markets from BSE Institute Ltd.
AL
Alok Singh
Since 2024 · Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - large cap fund. Ahead of its category average over 3Y by 3.7 points.
Strengths
- Ahead of its category average over 3Y by 3.7 points.
- Ranks 7 of 152 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.6% volatility.
Risk drivers
- None