Sharpe ratio
-0.32Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.78%1Y Absolute Return
-0.59%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bank of India Business Cycle Fund - Direct Plan - GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,62,941 | ₹7,32,612 | ₹1,30,329 | +6.78% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.00
₹1 Lakh since launch₹1.00 Lakh
Fund age2.2 yrs
Fund information
Scheme code152789
ISININF761K01GF3
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.31%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹1,000 SIP
Return comparison
289th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +63.72% | — | — |
| 3M | +2.84% | — | — |
| 6M | +19.34% | — | — |
| 1Y | +6.78% | — | +4.16% |
| Since Launch | +0.27% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.44Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
14.65%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.01How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity95.00%
Cash4.95%
Debt0.05%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 59 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.08% |
| State Bank of India | Financial | Equity | 4.75% |
| HDFC Bank Ltd | Financial | Equity | 4.58% |
| NTPC Ltd | Energy & Utilities | Equity | 4.34% |
| Repo | Unspecified | Repo | 3.76% |
| Bharti Airtel Ltd | Technology | Equity | 3.76% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 3.37% |
| Sky Gold Ltd | Consumer Discretionary | Equity | 3.27% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 2.92% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 2.86% |
Fund management
AL
Alok Singh
Since 2024 · Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Mr. Singh is a CFA and PGDBA from ICFAI Business School.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Ranks 289 of 932 in its category over 1 year.
Strengths
- None
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.7% volatility.
Risk drivers
- None