Sharpe ratio
0.88Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.65%1Y Absolute Return
-0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Short Duration Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,57,405 | ₹7,32,612 | ₹1,24,793 | +6.52% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code118407
ISININF194K01U07
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.36%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
1st / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.24% | — | — |
| 3M | +2.34% | — | — |
| 6M | +7.03% | — | — |
| 1Y | +5.65% | — | +2.20% |
| 3Y | +7.62% | — | +4.12% |
| 5Y | +6.52% | — | +3.81% |
| 10Y | +7.08% | — | — |
| Since Launch | +7.73% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.61Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.12%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.04How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.35%
Cash2.65%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 81 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 13.53% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 4.91% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 4.86% |
| BAJAJ FINANCE LIMITED 7.07 NCD 21SP28 FVRS1LAC | Financial | Debenture | 4.17% |
| Union Bank of India CD | Financial | Certificate of Deposit | 3.06% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 2.95% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LAC | Financial | Debenture | 2.82% |
| STATE DEVELOPMENT LOAN 30523 UP 23JU31 6.88 FV RS 100 | Unspecified | State Development Loan | 2.79% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 2.43% |
| STATE DEVELOPMENT LOAN 21126 TN 26DC28 8.08 FV RS 100 | Unspecified | State Development Loan | 2.32% |
Fund management
BR
Brijesh Shah
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
SU
Suyash Choudhary
Since 2012 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.
Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - short duration fund. Losses and swings stayed contained — worst fall -2.5%, volatility 1.1%. Financial makes up 67% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -2.5%, volatility 1.1%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 1 of 172 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 67% — trouble in that sector hits the whole fund.