Sharpe ratio
0.57Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.36%1Y Absolute Return
-0.52%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLANFund 3Y annualised return · 5Y history unavailable | ₹10,25,404 | ₹7,32,612 | ₹2,92,792 | +13.57% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age4.9 yrs
Fund information
Scheme code149303
ISININF194KB1CL0
BenchmarkNifty 500 Multicap 50:25:25 TRI
CategoryEquity Scheme - Multi Cap Fund
Expense ratio0.91%
Exit loadExit load of 1% if redeemed wtihin 1 year.
Minimum SIP₹100 SIP
Return comparison
78th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +84.68% | — | — |
| 3M | -1.23% | — | — |
| 6M | +10.90% | — | — |
| 1Y | +2.36% | — | +4.53% |
| 3Y | +13.57% | — | +12.88% |
| Since Launch | +13.90% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.79Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.97%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.76How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity96.86%
Cash3.12%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 116 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 5.84% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.66% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.52% |
| ICICI Bank Ltd | Financial | Equity | 3.2% |
| Reverse Repo | Unspecified | Reverse Repo | 3.19% |
| Sterlite Technologies Ltd | Technology | Equity | 2.24% |
| Tata Consultancy Services Ltd | Technology | Equity | 2.03% |
| Axis Bank Ltd | Financial | Equity | 2.01% |
| Infosys Ltd | Technology | Equity | 2.0% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 1.88% |
Fund management
HA
Harshal Joshi
Since 2021 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
RI
Ritika Behera
Since 2023 · Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Ms. Behera has done B.Com and MBA (Finance)
GA
Gaurav Satra
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Mr. Satra has done B.Com and CA
DA
Daylynn Gerard Paul Pinto
Since 2021 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.
Mr. Pinto is a B.Com (H) and PGDM.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - multi cap fund. Ahead of its category average over 3Y by 0.7 points. Ranks 78 of 124 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 0.7 points.
- Losses and swings stayed contained — worst fall -18.3%, volatility 14.0%.
- Well spread out — top 10 holdings are only 28% of the portfolio.
Weaknesses
- Ranks 78 of 124 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.0% volatility.
Risk drivers
- None