Sharpe ratio
0.44Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-1.37%1Y Absolute Return
-0.62%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Multi-Asset Passive FOF - Direct Plan - GrowthFund 5Y annualised return | ₹8,69,387 | ₹7,32,612 | ₹1,36,775 | +7.08% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age13.7 yrs
Fund information
Scheme code118489
ISININF194K019A3
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryOther Scheme - FoF Domestic
Expense ratio0.06%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
265th / 286 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +0.99% | — | — |
| 3M | -17.15% | — | — |
| 6M | -3.42% | — | — |
| 1Y | -1.37% | — | +3.60% |
| 3Y | +8.51% | — | +12.46% |
| 5Y | +7.08% | — | +9.17% |
| 10Y | +8.53% | — | — |
| Since Launch | +9.29% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.61Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
9.97%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.52How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt41.57%
Equity37.88%
Commodities18.75%
Cash1.79%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
8 of 8 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund Direct-Growth | Unspecified | Mutual Fund | 42.7% |
| Bandhan Nifty Total Market Index Fund Direct-Growth | Unspecified | Mutual Fund | 37.83% |
| Bandhan Gold ETF-Growth | Unspecified | Mutual Fund | 11.03% |
| ICICI Prudential Gold Exchange Traded Fund IDCW | Unspecified | Mutual Fund | 7.3% |
| Bandhan Silver ETF-Growth | Unspecified | Mutual Fund | 0.94% |
| Reverse Repo | Unspecified | Reverse Repo | 0.15% |
| Net Current Assets | Unspecified | Net Current Assets | 0.05% |
| Others Mrgn Money | Unspecified | Margin Money | 0.0025% |
Fund management
KA
Karthik Kumar
Since 2026 · Prior to joining Bandhan Mutual Fund he has worked with Axis Mutual Fund SilverTree Hong Kong and Asiya Investment, Hong Kong
Mr. Kumar has done M.B.A, C.F.A, (USA) & B.E (Mechanical)
Compare similar funds
No comparable category funds are available yet.
Summary
A high-risk other scheme - fof domestic fund. Losses and swings stayed contained — worst fall -18.0%, volatility 10.0%. Trailing its category average over 3Y by 3.9 points.
Strengths
- Losses and swings stayed contained — worst fall -18.0%, volatility 10.0%.
Weaknesses
- Trailing its category average over 3Y by 3.9 points.
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
- Ranks 265 of 286 in its category over 1 year.
Ideal investor
- Needs a 3+ years horizon to ride out its high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.0% volatility.
Risk drivers
- Top 10 holdings = 100% of the portfolio.