Sharpe ratio
0.83Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+7.34%1Y Absolute Return
-0.46%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Multi Asset Allocation Fund - Direct Plan - GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,75,024 | ₹7,32,612 | ₹1,42,412 | +7.34% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.15
₹1 Lakh since launch₹1.15 Lakh
Fund age2.8 yrs
Fund information
Scheme code152324
ISININF194KB1HM7
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.77%
Exit loadExit Load for units in excess of 10% of the investment,0.5% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
17th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +18.92% | — | — |
| 3M | -9.94% | — | — |
| 6M | +1.34% | — | — |
| 1Y | +7.34% | — | +3.20% |
| Since Launch | +14.51% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.17Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
10.62%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.45How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity58.80%
Hedged Equity15.80%
Commodities11.26%
Debt8.37%
Cash5.77%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 188 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 16.69% |
| iShares V PLC - iShares MSCI ACWI UCITS ETF USD (Acc) | Unspecified | Foreign Mutual Funds | 7.47% |
| ICICI Prudential Gold Exchange Traded Fund IDCW | Unspecified | Mutual Fund | 5.68% |
| Reverse Repo | Unspecified | Reverse Repo | 5.45% |
| HDFC Bank Ltd | Financial | Equity | 4.5% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.09% |
| ICICI Prudential Silver ETF - Growth | Unspecified | Mutual Fund | 3.32% |
| ICICI Bank Ltd | Financial | Equity | 2.96% |
| GOVERNMENT OF INDIA 36303 364 DAYS TBILL 06AG26 FV RS 100 | Financial | Treasury Bills | 2.85% |
| Bandhan Silver ETF-Growth | Unspecified | Mutual Fund | 2.32% |
Fund management
DA
Daylynn Gerard Paul Pinto
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.
Mr. Pinto is a B.Com (H) and PGDM.
VI
Viraj Kulkarni
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
KA
Kapil Kankonkar
Since 2025 · Prior to joining the Bandhan AMC, he was associated with Kotak Securities Ltd, JM Financial Services Ltd,
Bachelor of Engineering, Master of Management Studies.
GA
Gaurav Satra
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Mr. Satra has done B.Com and CA
GA
Gautam Kaul
Since 2024 · Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Mr. Kaul is a B.Com (H) and MBA (Finance).
BR
Brijesh Shah
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
RI
Ritika Behera
Since 2024 · Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Ms. Behera has done B.Com and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -10.0%, volatility 10.6%.
Strengths
- Losses and swings stayed contained — worst fall -10.0%, volatility 10.6%.
- Recovered from its worst fall in 3 months.
- Well spread out — top 10 holdings are only 24% of the portfolio.
- Ranks 17 of 124 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.6% volatility.
Risk drivers
- None