Sharpe ratio
1.24Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.59%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Money Market Fund -Direct Plan-GrowthFund 5Y annualised return | ₹8,62,727 | ₹7,32,612 | ₹1,30,115 | +6.77% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code118384
ISININF194K01M80
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.10%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
5th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.70% | — | — |
| 3M | +6.13% | — | — |
| 6M | +7.29% | — | — |
| 1Y | +6.59% | — | +2.65% |
| 3Y | +7.38% | — | +3.43% |
| 5Y | +6.77% | — | +3.19% |
| 10Y | +6.48% | — | — |
| Since Launch | +7.20% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.91Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
5.51How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio103%
Debt102.74%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 102 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37115 182 DAYS TBILL 27AG26 FV RS 100 | Financial | Treasury Bills | 6.0% |
| Union Bank of India CD | Financial | Certificate of Deposit | 4.46% |
| CENTRAL GOVERNMENT LOAN 30950 GOI 15NV26 5.74 FV RS 100 | Entities | GOI Securities | 3.69% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 3.47% |
| National Bank For Agriculture and Rural Development (17/02/2027) ** | Financial | Certificate of Deposit | 3.31% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 26FEB27 | Financial | Certificate of Deposit | 3.14% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 2.81% |
| AXIS BANK LIMITED CD 16DEC26 | Financial | Certificate of Deposit | 2.68% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 2.64% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26 | Financial | Certificate of Deposit | 2.53% |
Fund management
GA
Gautam Kaul
Since 2021 · Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Mr. Kaul is a B.Com (H) and MBA (Finance).
BR
Brijesh Shah
Since 2021 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Same fund manager for 5+ years — the strategy has not chopped and changed. Worst fall of -1.31% is larger than this category should typically see.
Strengths
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 5 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -1.31% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None