Sharpe ratio
0.00Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.96%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANDHAN FLOATER FUND - DIRECT PLAN GROWTHFund 5Y annualised return | ₹8,63,583 | ₹7,32,612 | ₹1,30,971 | +6.81% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age5.7 yrs
Fund information
Scheme code148711
ISININF194KB1BA5
BenchmarkNIFTY Medium Duration Debt Index A-III
CategoryDebt Scheme - Floater Fund
Expense ratio0.10%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
11th / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.11% | — | — |
| 3M | +2.47% | — | — |
| 6M | +7.32% | — | — |
| 1Y | +5.96% | — | +3.13% |
| 3Y | +7.70% | — | +4.47% |
| 5Y | +6.81% | — | +3.97% |
| Since Launch | +6.48% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.00Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.23%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
9.49How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.71%
Cash2.29%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 22 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 15.62% |
| INDIGRID INFRASTRUCTURE TRUST SR AD 7.04 NCD 27SP28 FVRS1LAC | Industrials | Debenture | 8.98% |
| BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC | Financial | Non Convertible Debenture | 8.96% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 6.82% |
| TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC | Industrials | Bonds/NCDs | 6.79% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 6.79% |
| AADHAR HOUSING FINANCE LIMITED 8.10 NCD 24AG28 FVRS1LAC | Financial | Non Convertible Debenture | 6.77% |
| BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC | Financial | Debenture | 6.75% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 6.74% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 4.62% |
Fund management
BR
Brijesh Shah
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
DE
Debraj Lahiri
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Mr. Lahiri has done B.Tech and MBA
Compare similar funds
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Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -0.7%, volatility 1.2%. Top 10 holdings make up 79% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.7%, volatility 1.2%.
- Recovered from its worst fall in 2 months.
- Ranks 11 of 100 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 79% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 79% of the portfolio.