Sharpe ratio
0.78Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.50%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANDHAN CRISIL IBX 90 10 SDL PLUS GILT - SEP27 INDEX FUND - DIRECT GROWTHFund 3Y annualised return · 5Y history unavailable | ₹8,79,831 | ₹7,32,612 | ₹1,47,219 | +7.56% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.0 yrs
Fund information
Scheme code150888
ISININF194KB1EZ6
BenchmarkCRISIL IBX 90:10 SDL Plus Gilt - Sep 2027
CategoryOther Scheme - Index Funds
Expense ratio0.09%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
164th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.09% | — | — |
| 3M | +3.49% | — | — |
| 6M | +5.93% | — | — |
| 1Y | +5.50% | — | +1.74% |
| 3Y | +7.56% | — | +9.75% |
| Since Launch | +7.35% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.61Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.92%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
17.60How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.89%
Cash3.11%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 12 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 19792 MH 13SP27 7.33 FV RS 100 | Unspecified | State Development Loan | 20.58% |
| Tamilnadu State 7.18 26/07/2027 | Unspecified | State Development Loan | 18.02% |
| STATE DEVELOPMENT LOAN 19723 MH 09AG27 7.2 FV RS 100 | Unspecified | State Development Loan | 15.58% |
| STATE DEVELOPMENT LOAN 19752 MP 23AG27 7.28 FV RS 100 | Unspecified | State Development Loan | 14.17% |
| Gujarat State SDL 7.25 12/07/2027 | Industrials | State Development Loan | 7.08% |
| 6.20% Rajasthan State Dev. Loan (MD 29/07/2027) | Unspecified | State Development Loan | 7.01% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 6.64% |
| STATE DEVELOPMENT LOAN 19726 TN 09AG27 7.21 FV RS 100 | Unspecified | State Development Loan | 3.54% |
| STATE DEVELOPMENT LOAN 20781 AP 21AG27 8.49 FV RS 100 | Financial | State Development Loan | 3.13% |
| Net Current Assets | Unspecified | Net Current Assets | 3.11% |
Fund management
GA
Gautam Kaul
Since 2022 · Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Mr. Kaul is a B.Com (H) and MBA (Finance).
HA
Harshal Joshi
Since 2022 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.9%. Trailing its category average over 3Y by 2.2 points.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.9%.
- Recovered from its worst fall in 1 months.
- Ranks 164 of 1122 in its category over 1 year.
Weaknesses
- Trailing its category average over 3Y by 2.2 points.
- Top 10 holdings make up 99% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 99% of the portfolio.
- Unspecified makes up 83% — trouble in that sector hits the whole fund.