Sharpe ratio
0.94Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.71%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BANDHAN CRISIL IBX 90 10 SDL PLUS GILT - NOV 2026 INDEX FUND - DIRECT GROWTHFund 3Y annualised return · 5Y history unavailable | ₹8,75,242 | ₹7,32,612 | ₹1,42,630 | +7.35% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.0 yrs
Fund information
Scheme code150868
ISININF194KB1ET9
BenchmarkCRISIL IBX 90:10 SDL Plus Gilt - Nov 2026
CategoryOther Scheme - Index Funds
Expense ratio0.09%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
140th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.80% | — | — |
| 3M | +5.51% | — | — |
| 6M | +5.73% | — | — |
| 1Y | +5.71% | — | +1.74% |
| 3Y | +7.35% | — | +9.75% |
| Since Launch | +7.22% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.36Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.27%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
18.87How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.65%
Cash4.35%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Gujarat State Government Securities (09/11/2026) | Industrials | State Development Loan | 19.59% |
| STATE DEVELOPMENT LOAN 30666 MH 11AG26 6.24 FV RS 100 | Unspecified | State Development Loan | 16.7% |
| Madhya Pradesh State SDL 7.40 09/11/2026 | Unspecified | State Development Loan | 11.19% |
| CENTRAL GOVERNMENT LOAN 30950 GOI 15NV26 5.74 FV RS 100 | Entities | GOI Securities | 9.46% |
| STATE DEVELOPMENT LOAN 32104 GUJ 28SP26 7.49 FV RS 100 | Industrials | State Development Loan | 6.84% |
| Maharashtra State SDL 7.22 26/10/2026 | Unspecified | State Development Loan | 5.59% |
| Rajasthan State SDL 7.17 28/09/2026 | Unspecified | State Development Loan | 5.58% |
| Tamilnadu State SDL 7.58 24/08/2026 | Unspecified | State Development Loan | 5.58% |
| STATE DEVELOPMENT LOAN 21910 GUJ 07AG26 7.04 FV RS 100 | Industrials | State Development Loan | 5.57% |
| Madhya Pradesh State SDL 7.16 28/09/2026 | Unspecified | State Development Loan | 3.84% |
Fund management
GA
Gautam Kaul
Since 2022 · Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Mr. Kaul is a B.Com (H) and MBA (Finance).
HA
Harshal Joshi
Since 2022 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Compare similar funds
No comparable category funds are available yet.
Summary
A low-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.3%. Trailing its category average over 3Y by 2.4 points.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.3%.
- Recovered from its worst fall in 0 months.
- Ranks 140 of 1122 in its category over 1 year.
Weaknesses
- Trailing its category average over 3Y by 2.4 points.
- Top 10 holdings make up 90% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low risk level.
Risk drivers
- Top 10 holdings = 90% of the portfolio.
- Unspecified makes up 59% — trouble in that sector hits the whole fund.