Sharpe ratio
0.04Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.40%1Y Absolute Return
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan CRISIL-IBX 10 90 Gilt Plus SDL Index - Dec 2029 Fund-Direct Plan-GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,34,079 | ₹7,32,612 | ₹1,01,467 | +5.40% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age1.5 yrs
Fund information
Scheme code153389
ISININF194KB1JL5
BenchmarkCRISIL-IBX 10:90 Gilt + SDL - Dec 2029
CategoryOther Scheme - Index Funds
Expense ratio0.05%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | -1.28% | — | — |
| 3M | +4.73% | — | — |
| 6M | +4.88% | — | — |
| 1Y | +5.40% | — | +1.74% |
| Since Launch | +6.62% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.07Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.92%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
5.78How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.84%
Cash3.16%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
4 of 5 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOI Sec 6.79 26/12/2029 | Entities | GOI Securities | 94.24% |
| Reverse Repo | Unspecified | Reverse Repo | 5.01% |
| STATE DEVELOPMENT LOAN 21872 MH 31JL29 7.11 FV RS 100 | Unspecified | State Development Loan | 2.55% |
| Others CBLO | Unspecified | CBLO | 0.05% |
Fund management
BR
Brijesh Shah
Since 2025 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
Compare similar funds
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Summary
A moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -1.1%, volatility 1.9%. Top 10 holdings make up 102% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -1.1%, volatility 1.9%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 102% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 102% of the portfolio.
- Entities makes up 94% — trouble in that sector hits the whole fund.