Sharpe ratio
-0.23Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+0.26%1Y Absolute Return
-0.51%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Business Cycle Fund - Direct Plan - GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,37,110 | ₹7,32,612 | ₹4,498 | +0.26% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.02
₹1 Lakh since launch₹1.02 Lakh
Fund age2.1 yrs
Fund information
Scheme code152878
ISININF194KB1IQ6
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.90%
Exit loadExit load of 0.50%, if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
578th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +129.99% | — | — |
| 3M | +7.73% | — | — |
| 6M | +16.93% | — | — |
| 1Y | +0.26% | — | +4.16% |
| Since Launch | +1.75% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.33Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
15.82%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.10How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity99.65%
Cash0.34%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 96 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Axis Bank Ltd | Financial | Equity | 5.2% |
| HDFC Bank Ltd | Financial | Equity | 4.98% |
| ICICI Bank Ltd | Financial | Equity | 4.25% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.17% |
| Bharti Airtel Ltd | Technology | Equity | 3.44% |
| Bajaj Finance Ltd | Financial | Equity | 3.28% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.12% |
| NTPC Ltd | Energy & Utilities | Equity | 2.88% |
| One 97 Communications Ltd | Industrials | Equity | 2.75% |
| State Bank of India | Financial | Equity | 2.4% |
Fund management
RI
Ritika Behera
Since 2024 · Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Ms. Behera has done B.Com and MBA (Finance)
VI
Vishal Biraia
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with Max Life Insurance Company Ltd, Aviva India, Antique Stock Broking Ltd, Emkay Global Financial Services Ltd and Batlivala & Karani Securities India Pvt. Ltd.
Mr. Biraia has done B.E and CFA
HA
Harshal Joshi
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
GA
Gaurav Satra
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Mr. Satra has done B.Com and CA
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -17.6%, volatility 15.8%. Ranks 578 of 932 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -17.6%, volatility 15.8%.
Weaknesses
- Ranks 578 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 15.8% volatility.
Risk drivers
- None