Sharpe ratio
0.54Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+9.09%1Y Absolute Return
-0.33%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bandhan Aggressive Hybrid Fund-Direct Plan GrowthFund 5Y annualised return | ₹9,88,127 | ₹7,32,612 | ₹2,55,515 | +12.14% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.13
₹1 Lakh since launch₹1.13 Lakh
Fund age9.9 yrs
Fund information
Scheme code140382
ISININF194KA1U56
BenchmarkCRISIL Hybrid 35+65 Aggressive Index
CategoryHybrid Scheme - Aggressive Hybrid Fund
Expense ratio0.90%
Exit loadExit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months.
Minimum SIP₹100 SIP
Return comparison
9th / 159 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +135.92% | — | — |
| 3M | +10.61% | — | — |
| 6M | +22.25% | — | — |
| 1Y | +9.09% | — | -0.13% |
| 3Y | +16.21% | — | +8.78% |
| 5Y | +12.14% | — | +7.29% |
| Since Launch | +12.97% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.74Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.81%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.41How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity79.39%
Debt18.62%
Cash1.99%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 102 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Bandhan Low Duration Fund Direct-Growth | Unspecified | Mutual Fund | 6.88% |
| ICICI Bank Ltd | Financial | Equity | 6.04% |
| HDFC Bank Ltd | Financial | Equity | 4.82% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.88% |
| POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC | Financial | Bonds | 3.45% |
| State Bank of India | Financial | Equity | 3.08% |
| NTPC Ltd | Energy & Utilities | Equity | 3.0% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.5% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 2.23% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.08% |
Fund management
GA
Gaurav Satra
Since 2024 · Prior to joining Bandhan Mutual Fund, he has worked with various Consultancy Firms as a CA
Mr. Satra has done B.Com and CA
PR
Prateek Poddar
Since 2024 · Prior joining Bandhan Mutual Fund he has worked with Nippon India Mutual Fund, ICICI Prudential Asset Management Co. - Investment Analyst Equity, Kotak Mahindra Capital Company - Analyst - Investment Banking.
Mr. Poddar is a B.Com, CFA, CA
HA
Harshal Joshi
Since 2021 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
BR
Brijesh Shah
Since 2024 · Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Mr. Shah is a Post Graduate Diploma in Finance.
RI
Ritika Behera
Since 2023 · Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset Management, Elara Securities Pvt Ltd. and Batlivala & Karani Securities Pvt Ltd.
Ms. Behera has done B.Com and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - aggressive hybrid fund. Ahead of its category average over 3Y by 7.4 points. Has fallen sharply before — down -31.6% at its worst.
Strengths
- Ahead of its category average over 3Y by 7.4 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 9 of 159 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -31.6% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.8% volatility.
Risk drivers
- None