Sharpe ratio
-0.50Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bajaj Finserv Low Duration Fund - Direct - GrowthFund since-launch annualised return · 5Y history unavailable | ₹8,48,768 | ₹7,32,612 | ₹1,16,156 | +6.11% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age0.7 yrs
Fund information
Scheme code154204
ISININF0QA701CF6
BenchmarkNIFTY Low Duration Debt Index A-I
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.23%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.39% | — | — |
| 3M | +4.68% | — | — |
| 6M | +6.69% | — | — |
| Since Launch | +6.11% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-1.21Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.69%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
31.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.41%
Cash0.59%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 18 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others CBLO | Unspecified | CBLO | 13.72% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 9.58% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 9.25% |
| MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC | Financial | Non Convertible Debenture | 5.85% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 4.91% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 4.86% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 647 8.40 NCD 18SP27 FVRS1LAC | Financial | Debenture | 4.86% |
| L&T FINANCE LIMITED SR B 8.12 NCD 29JU29 FVRS1LAC | Financial | Debenture | 4.86% |
| Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027 | Financial | Bonds/Debentures | 4.85% |
| BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC | Financial | Bonds | 4.85% |
Fund management
SI
Siddharth Chaudhary
Since 2026 · Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).
NI
Nimesh Chandan
Since 2026 · He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
Mr. Chandan is an MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.7%. Top 10 holdings make up 68% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.7%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 68% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 68% of the portfolio.
- Financial makes up 81% — trouble in that sector hits the whole fund.