Sharpe ratio
0.37Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.06%1Y Absolute Return
-0.41%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bajaj Finserv Multi Asset Allocation Fund - Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,07,251 | ₹7,32,612 | ₹74,639 | +4.06% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age2.4 yrs
Fund information
Scheme code152639
ISININF0QA701821
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.74%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 3 Months.
Minimum SIP₹500 SIP
Return comparison
56th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +62.28% | — | — |
| 3M | -5.66% | — | — |
| 6M | +3.91% | — | — |
| 1Y | +4.06% | — | +3.20% |
| Since Launch | +10.00% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.51Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
12.71%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.76How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity67.30%
Commodities14.22%
Debt13.25%
Real Estate4.45%
Cash0.79%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 73 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| DSP Gold ETF - Growth | Unspecified | Mutual Fund | 7.76% |
| HDFC Bank Ltd | Financial | Equity | 7.12% |
| ICICI Bank Ltd | Financial | Equity | 6.01% |
| State Bank of India | Financial | Equity | 3.12% |
| Kotak Gold ETF | Unspecified | Mutual Fund | 2.94% |
| Bajaj Finserv Money Market Fund Direct-Growth | Unspecified | Mutual Fund | 2.66% |
| AXIS FINANCE LIMITED SR 02 7.37 NCD 23AG28 FVRS1LAC | Financial | Non Convertible Debenture | 2.65% |
| Bharti Airtel Ltd | Technology | Equity | 2.6% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.59% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 2.33% |
Fund management
SI
Siddharth Chaudhary
Since 2024 · Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).
AN
Anup Kulkarni
Since 2025 · Perior to joining the Bajaj FInserv AMC, he was associated with PineBridge Investments, Deutsche Asset Management, Axis Capital Ltd, Emkay Global Financial Services Ltd, Deutsche Bank, Hindustan Unilever Ltd.
PGDM, B.E
CH
Cheragh Sidhwa
Since 2026 · Prior to joining the Bajaj Finserv AMC, he was associated with ICICI Securities Limited and Emkay Global Financial Services Limited.
Master of Management Studies (Finance)
SA
Sabyasachi Mukerji
Since 2026 · Prior to joining the Bajaj Finserv AMC. he was associated with Centrum Capital Ltd, IndiaNivesh Limited and Larsen & Toubro Limited.
CFA Charter holder, PGDM Finance and B.E in Electrical.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -13.2%, volatility 12.7%. Ranks 56 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -13.2%, volatility 12.7%.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.7% volatility.
Risk drivers
- None