Sharpe ratio
2.09Return earned for the risk taken.
Excellent
Excellent risk-adjusted returns. The fund has rewarded investors exceptionally well for the risk taken.
+6.46%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bajaj Finserv Money Market Fund-Direct Plan-GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,74,806 | ₹7,32,612 | ₹1,42,194 | +7.33% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.3 yrs
Fund information
Scheme code151889
ISININF0QA701334
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.13%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
22nd / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.49% | — | — |
| 3M | +5.89% | — | — |
| 6M | +7.19% | — | — |
| 1Y | +6.46% | — | +2.65% |
| 3Y | +7.33% | — | +3.43% |
| Since Launch | +7.40% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
8.81Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
59.23How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio105%
Debt104.86%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 68 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others CBLO | Unspecified | CBLO | 12.31% |
| INDIAN BANK CD 05FEB27 | Financial | Certificate of Deposit | 3.69% |
| PUNJAB NATIONAL BANK CD 04MAR27 | Financial | Certificate of Deposit | 3.67% |
| STANDARD CHARTERED CAPITAL LIMITED 186D CP 14DEC26 | Financial | Commercial Paper | 3.1% |
| CANARA BANK CD 02FEB27 | Financial | Certificate of Deposit | 3.08% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27 | Financial | Commercial Paper | 3.06% |
| HDFC Bank Limited (15/02/2027) ** # | Financial | Certificate of Deposit | 2.46% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 2.46% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 2.46% |
| BANK OF BARODA CD 08MAR27 | Financial | Certificate of Deposit | 2.45% |
Fund management
SI
Siddharth Chaudhary
Since 2023 · Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).
NI
Nimesh Chandan
Since 2023 · He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
Mr. Chandan is an MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. NAV has been stable for its category — worst fall -0.12% with 0.5% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.12% with 0.5% volatility.
- Ranks 22 of 186 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None