Sharpe ratio
-0.02Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
-0.55%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bajaj Finserv Banking and Financial Services Fund - Direct - GrowthFund since-launch annualised return · 5Y history unavailable | ₹8,19,321 | ₹7,32,612 | ₹86,709 | +4.67% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.05
₹1 Lakh since launch₹1.05 Lakh
Fund age0.9 yrs
Fund information
Scheme code153937
ISININF0QA701BZ6
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.12%
Exit loadExit load of 1%, if redeemed within 3 months.
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +199.65% | — | — |
| 3M | +16.22% | — | — |
| 6M | +22.01% | — | — |
| Since Launch | +4.67% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.03Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
17.12%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.30How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 41 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 12.77% |
| HDFC Bank Ltd | Financial | Equity | 12.62% |
| State Bank of India | Financial | Equity | 7.24% |
| Bajaj Finance Ltd | Financial | Equity | 5.6% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.86% |
| Axis Bank Ltd | Financial | Equity | 4.41% |
| The Federal Bank Ltd | Financial | Equity | 4.1% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 3.84% |
| Jio Financial Services Limited | Financial | Equity | 2.8% |
| RBL Bank Ltd | Financial | Equity | 2.6% |
Fund management
SI
Siddharth Chaudhary
Since 2025 · Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).
SA
Sayan Das Sharma
Since 2026 · Perior to joining the Bajaj Finserv AMC, he was associated with Arthya Wealth and Investments Pvt. Ltd, Bank Of Baroda Capital Markets Limited, CRISIL Ltd.
B.sc, MBA in Finance and HR
KI
Kishore Agarwal
Since 2026 · Prior to joining the Bajaj Finserv AMC, he was associated with CRISIL Limited and Visible Alpha (now S&P Global Market Intelligence).
CFA Charter holder and Bachelors in finance
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Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -15.6%, volatility 17.1%. Top 10 holdings make up 61% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -15.6%, volatility 17.1%.
Weaknesses
- Top 10 holdings make up 61% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 17.1% volatility.
Risk drivers
- Top 10 holdings = 61% of the portfolio.
- Financial makes up 94% — trouble in that sector hits the whole fund.