Sharpe ratio
0.27Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.74%1Y Absolute Return
-0.51%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Bajaj Finserv Balanced Advantage Fund-Direct Plan-GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,41,071 | ₹7,32,612 | ₹1,08,459 | +5.74% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age2.9 yrs
Fund information
Scheme code152194
ISININF0QA701656
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.04%
Exit loadExit Load for units in excess of 8% of the investment,1% will be charged for redemption within 3 months.
Minimum SIP₹500 SIP
Return comparison
13th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +183.25% | — | — |
| 3M | +15.47% | — | — |
| 6M | +21.00% | — | — |
| 1Y | +5.74% | — | +0.31% |
| Since Launch | +8.84% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.38Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.56%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.71How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity88.56%
Debt10.86%
Cash0.58%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 69 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.62% |
| ICICI Bank Ltd | Financial | Equity | 5.71% |
| Bajaj Finserv Money Market Fund Direct-Growth | Unspecified | Mutual Fund | 5.45% |
| Bharti Airtel Ltd | Technology | Equity | 5.0% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.35% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 3.41% |
| Bajaj Finserv Banking and PSU Fund Direct-Growth | Unspecified | Mutual Fund | 3.33% |
| Divi's Laboratories Ltd | Healthcare | Equity | 2.97% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 2.9% |
| Bajaj Finance Ltd | Financial | Equity | 2.83% |
Fund management
NI
Nimesh Chandan
Since 2023 · He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.
Mr. Chandan is an MBA in Finance.
SI
Siddharth Chaudhary
Since 2023 · Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).
SO
Sorbh Gupta
Since 2023 · Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.
Mr. Gupta is a B.Com, CA and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Losses and swings stayed contained — worst fall -12.5%, volatility 11.6%.
Strengths
- Losses and swings stayed contained — worst fall -12.5%, volatility 11.6%.
- Ranks 13 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.6% volatility.
Risk drivers
- None