Sharpe ratio
0.53Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.45%1Y Absolute Return
-0.44%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Axis Retirement Fund - Dynamic Plan - Direct GrowthFund 5Y annualised return | ₹8,94,908 | ₹7,32,612 | ₹1,62,296 | +8.24% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age6.9 yrs
Fund information
Scheme code147826
ISININF846K01T28
BenchmarkCRISIL Hybrid 35+65 Aggressive Index
CategorySolution Oriented Scheme - Retirement Fund
Expense ratio1.39%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
61st / 106 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +128.68% | — | — |
| 3M | +4.80% | — | — |
| 6M | +17.64% | — | — |
| 1Y | +1.45% | — | +1.16% |
| 3Y | +13.06% | — | +8.74% |
| 5Y | +8.24% | — | +7.27% |
| Since Launch | +12.41% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.74Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
12.62%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.72How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity82.83%
Debt16.91%
Cash0.26%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 99 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 6.1693% |
| Others CBLO | Unspecified | CBLO | 6.1261% |
| HDFC Bank Ltd | Financial | Equity | 5.4047% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.3347% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 5.2993% |
| Bharti Airtel Ltd | Technology | Equity | 2.8678% |
| GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 | Entities | GOI Securities | 2.7633% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.7155% |
| State Bank of India | Financial | Equity | 2.5528% |
| Pidilite Industries Ltd | Materials | Equity | 2.5419% |
Fund management
HA
Hardik Shah
Since 2024 · Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.
Mr. Shah has done B.E. Information Technology and MBA Finance.
KR
Krishnaa Narayan
Since 2024 · Prior to joining Axis Mutual Fund, she has worked with Price Waterhouse Coopers
She is a Chartered Accountant
DE
Devang Shah
Since 2024 · Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
Mr. Shah is B.Com and ACA.
JA
Jayesh Sundar
Since 2024 · Prior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Mr. Sundar is a Chartered Accountant
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk solution oriented scheme - retirement fund. Ahead of its category average over 3Y by 4.3 points. Ranks 61 of 106 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 4.3 points.
- Losses and swings stayed contained — worst fall -17.1%, volatility 12.6%.
Weaknesses
- None
Ideal investor
- Needs a 3+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.6% volatility.
Risk drivers
- None