Sharpe ratio
1.12Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+7.58%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Axis Credit Risk Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,83,128 | ₹7,32,612 | ₹1,50,516 | +7.71% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age12.3 yrs
Fund information
Scheme code130314
ISININF846K01PJ5
BenchmarkCRISIL Credit Risk Debt B-II Index
CategoryDebt Scheme - Credit Risk Fund
Expense ratio0.82%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.
Minimum SIP₹1,000 SIP
Return comparison
8th / 86 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +9.85% | — | — |
| 3M | +4.10% | — | — |
| 6M | +9.24% | — | — |
| 1Y | +7.58% | — | +4.07% |
| 3Y | +8.75% | — | +5.67% |
| 5Y | +7.71% | — | +5.54% |
| 10Y | +7.63% | — | — |
| Since Launch | +8.25% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.48Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.23%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.37How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt89.18%
Real Estate9.58%
Cash1.24%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 46 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Others CBLO | Unspecified | CBLO | 9.2551% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 4.6079% |
| NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LAC | Healthcare | Debenture | 4.1633% |
| ALTIUS TELECOM INFRASTRUCTURE TRUST 7.45 NCD 20AP35 FVRS1LAC | Real Estate | Non Convertible Debenture | 4.1402% |
| ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 8.80 NCD 26AG27 FVRS1LAC | Consumer Discretionary | Debenture | 4.1377% |
| VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC | Materials | Debenture | 3.3353% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 2.9039% |
| DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22MR34 FVRS1LAC | Industrials | Debenture | 2.8627% |
| GMR HYDERABAD INTERNATIONAL AIRPORT LTD RR NCD 28MR34 FVRS1LAC | Industrials | Non Convertible Debenture | 2.8591% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 2.8418% |
Fund management
DE
Devang Shah
Since 2014 · Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
Mr. Shah is B.Com and ACA.
AK
Akhil Bipin Thakker
Since 2021 · Prior to joining Axis Mutual Fund, he has worked with CRISIL Ltd and Credit Analysis & Research Ltd.
Mr. Thakker has done MBA in Finance from K J Somaiya Institute of Management
Compare similar funds
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Summary
A high-risk debt scheme - credit risk fund. Recovered from its worst fall in 5 months.
Strengths
- Recovered from its worst fall in 5 months.
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 8 of 86 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its high risk level.
Risk drivers
- None