Sharpe ratio
1.19Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+4.71%1Y Absolute Return
-0.06%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Short Term Fund - Growth - Direct PlanFund 5Y annualised return | ₹8,64,225 | ₹7,32,612 | ₹1,31,613 | +6.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119498
ISININF209K01XK8
BenchmarkNIFTY SD Debt Index A-II
CategoryDebt Scheme - Short Duration Fund
Expense ratio0.36%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
21st / 172 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.36% | — | — |
| 3M | +1.30% | — | — |
| 6M | +6.21% | — | — |
| 1Y | +4.71% | — | +2.20% |
| 3Y | +7.47% | — | +4.12% |
| 5Y | +6.84% | — | +3.81% |
| 10Y | +7.39% | — | — |
| Since Launch | +8.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.06Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
1.25%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.05How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio108%
Debt108.39%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 91 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 7.8881% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.17 NCD 21MY30 FVRS1LAC | Financial | Debenture | 5.8602% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 5.204% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 190 6.65 BD 20MY30 FVRS1LAC | Financial | Bonds | 5.1154% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 3.9191% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 3.6431% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 3.2883% |
| EMBASSY OFFICE PARKS REIT SR XI 7.96 NCD 27SP27 FVRS1LAC | Real Estate | Non Convertible Debenture | 3.1276% |
| VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC | Materials | Debenture | 3.0894% |
| STATE DEVELOPMENT LOAN 36387 BH 03SP33 7.54 FV RS 100 | Unspecified | State Development Loan | 2.7917% |
Fund management
MO
Mohit Sharma
Since 2020 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
KA
Kaustubh Gupta
Since 2014 · Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Mr. Gupta is a B.Com and a Chartered Accountant.
Compare similar funds
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Summary
A moderate-risk debt scheme - short duration fund. Losses and swings stayed contained — worst fall -2.8%, volatility 1.2%. Financial makes up 56% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -2.8%, volatility 1.2%.
- Recovered from its worst fall in 1 months.
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 21 of 172 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 56% — trouble in that sector hits the whole fund.