Sharpe ratio
1.07Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+5.35%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Nifty SDL SEP 2027 Index Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,78,298 | ₹7,32,612 | ₹1,45,686 | +7.49% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.7 yrs
Fund information
Scheme code151562
ISININF209KB16T3
BenchmarkNifty SDL Sep 2027
CategoryOther Scheme - Index Funds
Expense ratio0.19%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
188th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.27% | — | — |
| 3M | +3.58% | — | — |
| 6M | +5.67% | — | — |
| 1Y | +5.35% | — | +1.74% |
| 3Y | +7.49% | — | +9.75% |
| Since Launch | +7.45% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.39Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.81%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
20.69How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.31%
Cash3.69%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 12 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Tamilnadu State 7.18 26/07/2027 | Unspecified | State Development Loan | 20.1217% |
| 7.35% Madhya Pradesh Sdl 2027 13.09.2027 | Unspecified | State Development Loan | 18.9185% |
| GOVERNMENT OF INDIA 32015 GS19SEP2027 C STRIPS FV RS 100 | Entities | GOI Securities | 17.5588% |
| STATE DEVELOPMENT LOAN 22202 TLG 25SP27 7.38 FV RS 100 | Financial | State Development Loan | 12.617% |
| STATE DEVELOPMENT LOAN 19726 TN 09AG27 7.21 FV RS 100 | Unspecified | State Development Loan | 12.5833% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 8.7376% |
| STATE DEVELOPMENT LOAN 19723 MH 09AG27 7.2 FV RS 100 | Unspecified | State Development Loan | 2.5164% |
| Net Receivables | Unspecified | Net Receivables | 1.9746% |
| Reverse Repo | Unspecified | Reverse Repo | 1.72% |
| Karnataka State SDL 7.75 01/03/2027 | Unspecified | State Development Loan | 1.2625% |
Fund management
HA
Harshil Suvarnkar
Since 2023 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.8%. Trailing its category average over 3Y by 2.3 points.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.8%.
- Recovered from its worst fall in 1 months.
- Ranks 188 of 1122 in its category over 1 year.
Weaknesses
- Trailing its category average over 3Y by 2.3 points.
- Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 98% of the portfolio.
- Unspecified makes up 60% — trouble in that sector hits the whole fund.