Sharpe ratio
-0.40Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+5.89%1Y Absolute Return
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Nifty SDL Plus PSU Bond SEP 2026 60 40 Index Fund-Direct GrowthFund 5Y annualised return | ₹8,45,429 | ₹7,32,612 | ₹1,12,817 | +5.95% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age5.0 yrs
Fund information
Scheme code149199
ISININF209KB18B7
BenchmarkNifty SDL Plus PSU Bond Sep 2026 60:40
CategoryOther Scheme - Index Funds
Expense ratio0.21%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.07% | — | — |
| 3M | +5.50% | — | — |
| 6M | +6.12% | — | — |
| 1Y | +5.89% | — | +1.74% |
| 3Y | +7.23% | — | +9.75% |
| 5Y | +5.95% | — | +8.73% |
| Since Launch | +5.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.55Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.29%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.82How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt90.38%
Cash9.62%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 68 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23H 7.58 LOA 31JL26 FVRS1LAC | Financial | Debenture | 7.6527% |
| STATE DEVELOPMENT LOAN 32104 GUJ 28SP26 7.49 FV RS 100 | Industrials | State Development Loan | 6.0231% |
| Tamilnadu State SDL 7.84 13/07/2026 | Unspecified | State Development Loan | 5.8518% |
| Reverse Repo | Unspecified | Reverse Repo | 5.8336% |
| Maharashtra State SDL 7.37 14/09/2026 | Unspecified | State Development Loan | 5.5601% |
| STATE DEVELOPMENT LOAN 30666 MH 11AG26 6.24 FV RS 100 | Unspecified | State Development Loan | 5.3912% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC | Financial | Floating Rate Bond | 4.5312% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 4.352% |
| Net Receivables | Unspecified | Net Receivables | 3.7868% |
| POWER FINANCE CORPORATION LTD. SR BS225A 7.77 BD 15JL26 FVRS1LAC | Financial | Debenture | 3.4472% |
Fund management
MO
Mohit Sharma
Since 2021 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Compare similar funds
No comparable category funds are available yet.
Summary
A low-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -3.3%, volatility 0.3%. Trailing its category average over 3Y by 2.5 points.
Strengths
- Losses and swings stayed contained — worst fall -3.3%, volatility 0.3%.
- Recovered from its worst fall in 5 months.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 2.5 points.
Ideal investor
- Needs a 5+ years horizon to ride out its low risk level.
Risk drivers
- None