Sharpe ratio
1.00Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+8.48%1Y Absolute Return
-0.30%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi Asset Allocation Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹11,16,384 | ₹7,32,612 | ₹3,83,772 | +16.80% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.17
₹1 Lakh since launch₹1.17 Lakh
Fund age3.8 yrs
Fund information
Scheme code151307
ISININF209KB15R9
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.68%
Exit loadExit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
5th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +63.96% | — | — |
| 3M | -2.51% | — | — |
| 6M | +8.26% | — | — |
| 1Y | +8.48% | — | +3.20% |
| 3Y | +16.80% | — | +13.01% |
| Since Launch | +16.69% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.41Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
13.06%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.30How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity70.97%
Commodities11.78%
Debt11.31%
Real Estate5.14%
Cash0.80%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 117 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Aditya Birla Sun Life Gold ETF | Unspecified | Mutual Fund | 9.3519% |
| ICICI Bank Ltd | Financial | Equity | 4.2072% |
| Axis Bank Ltd | Financial | Equity | 3.2184% |
| Reverse Repo | Unspecified | Reverse Repo | 2.6206% |
| Aditya Birla Sun Life Silver ETF-Growth | Unspecified | Mutual Fund | 2.6137% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.1422% |
| Bharti Airtel Ltd | Technology | Equity | 1.9877% |
| Thermax Ltd | Industrials | Equity | 1.8928% |
| Others Futures | Unspecified | Futures | 1.845% |
| HDFC Bank Ltd | Financial | Equity | 1.7985% |
Fund management
DH
Dhaval Gala
Since 2024 · Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with B&K Securities( January 2008- February 2011) and J.P.Morgan Chase India Private Ltd ( May 2005-July 2006).
Mr. Gala has done BMS from Mithibai College and PGDBM-Finance from N.L.Dalmia Institute of Management Studies & Research.
SA
Sachin Wankhede
Since 2023 · Prior to joining Aditya Birla Sun Life AMC Limited, He was previously associated with Aditya Birla Financial Services Group, L&T Infrastructure Finance Company, Credit Analysis and Research and Gammon Infrastructure Projects Ltd.
Mr. Wankhede is a B. Com and PGDBM
BH
Bhupesh Bameta
Since 2023 · Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.
Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 3.8 points.
Strengths
- Ahead of its category average over 3Y by 3.8 points.
- Losses and swings stayed contained — worst fall -12.8%, volatility 13.1%.
- Recovered from its worst fall in 5 months.
- Well spread out — top 10 holdings are only 22% of the portfolio.
- Ranks 5 of 124 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.1% volatility.
Risk drivers
- None