Sharpe ratio
0.50Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.50%1Y Absolute Return
+0.01%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Money Manager Fund - Growth - Direct PlanFund 5Y annualised return | ₹8,64,225 | ₹7,32,612 | ₹1,31,613 | +6.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119511
ISININF209K01UU3
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio0.22%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
12th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.64% | — | — |
| 3M | +6.19% | — | — |
| 6M | +7.36% | — | — |
| 1Y | +6.50% | — | +2.65% |
| 3Y | +7.37% | — | +3.43% |
| 5Y | +6.84% | — | +3.19% |
| 10Y | +6.83% | — | — |
| Since Launch | +7.38% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.28Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.55%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
5.27How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio104%
Debt104.45%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 146 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDUSIND BANK LTD. CD 29JAN27 | Financial | Certificate of Deposit | 5.0816% |
| IndusInd Bank Limited (11/12/2026) ** # | Financial | Certificate of Deposit | 4.053% |
| YES BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.482% |
| AXIS BANK LIMITED CD 17DEC26 | Financial | Certificate of Deposit | 3.3646% |
| THE FEDERAL BANK LIMITED CD 18FEB27 | Financial | Certificate of Deposit | 3.3235% |
| STATE DEVELOPMENT LOAN 35525 GUJ 05FB27 6.75 FV RS 100 | Industrials | State Development Loan | 2.9144% |
| SUNDARAM FINANCE LIMITED 364D CP 12MAR27 | Financial | Commercial Paper | 1.9127% |
| INDIAN BANK CD 06NOV26 | Financial | Certificate of Deposit | 1.784% |
| THE FEDERAL BANK LIMITED CD 29JAN27 | Financial | Certificate of Deposit | 1.7556% |
| THE KARUR VYSYA BANK LIMITED CD 23FEB27 | Financial | Certificate of Deposit | 1.746% |
Fund management
MO
Mohit Sharma
Since 2017 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
AN
Anuj Jain
Since 2021 · Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Escorts MF, Mata Securities and DSP Investment Managers.
Mr. Jain is a B.Com (H) from Hansraj College and MBA from Amity Business School.
KA
Kaustubh Gupta
Since 2012 · Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
Mr. Gupta is a B.Com and a Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - money market fund. Same fund manager for 14+ years — the strategy has not chopped and changed. Worst fall of -1.40% is larger than this category should typically see.
Strengths
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 12 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -1.40% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None