Sharpe ratio
0.19Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.18%1Y Absolute Return
-0.36%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Long Duration Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,58,891 | ₹7,32,612 | ₹1,26,279 | +6.59% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.3 yrs
Fund information
Scheme code150484
ISININF209KB17J2
BenchmarkNIFTY Long Duration Debt Index A-III
CategoryDebt Scheme - Long Duration Fund
Expense ratio0.43%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
5th / 64 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +14.89% | — | — |
| 3M | -6.89% | — | — |
| 6M | +5.48% | — | — |
| 1Y | +2.18% | — | +0.36% |
| 3Y | +6.59% | — | +3.22% |
| Since Launch | +7.00% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.30Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
3.71%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.10How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt98.16%
Cash1.84%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 30 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 33.5519% |
| GOI Sec 7.46 06/11/2073 | Entities | GOI Securities | 13.9079% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 9.141% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SR II 6.99 BD 28MY35 FVRS10LAC | Industrials | Non Convertible Debenture | 9.0676% |
| STATE DEVELOPMENT LOAN 36122 MH 25JU37 6.98 FV RS 100 | Unspecified | State Development Loan | 8.9059% |
| 7.75% IRFC NCD RED 15-04-2033** | Financial | Debenture | 3.7922% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LAC | Financial | Debenture | 3.7202% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 3.6708% |
| 7.54% GOVT OF INDIA RED 23-05-2036 | Entities | GOI Securities | 2.433% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 1.9255% |
Fund management
HA
Harshil Suvarnkar
Since 2022 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
BH
Bhupesh Bameta
Since 2022 · Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.
Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA)
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Summary
A moderate-risk debt scheme - long duration fund. Ranks 5 of 64 in its category over 1 year. Top 10 holdings make up 90% — a handful of stocks can swing returns sharply.
Strengths
- Ranks 5 of 64 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 90% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 90% of the portfolio.
- Entities makes up 65% — trouble in that sector hits the whole fund.