Sharpe ratio
0.64Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+8.29%1Y Absolute Return
-0.49%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct PlanFund 5Y annualised return | ₹9,80,526 | ₹7,32,612 | ₹2,47,914 | +11.84% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.16
₹1 Lakh since launch₹1.16 Lakh
Fund age13.9 yrs
Fund information
Scheme code120564
ISININF209K01XX1
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Flexi Cap Fund
Expense ratio0.89%
Exit loadExit load of 1%, if redeemed within 90 days.
Minimum SIP₹100 SIP
Return comparison
36th / 175 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +128.40% | — | — |
| 3M | +7.29% | — | — |
| 6M | +22.25% | — | — |
| 1Y | +8.29% | — | +2.11% |
| 3Y | +16.89% | — | +11.41% |
| 5Y | +11.84% | — | +8.78% |
| 10Y | +14.50% | — | — |
| Since Launch | +16.28% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.88Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.73%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.42How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 87 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 6.0501% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.2418% |
| HDFC Bank Ltd | Financial | Equity | 3.1935% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.6545% |
| Infosys Ltd | Technology | Equity | 2.2763% |
| State Bank of India | Financial | Equity | 2.2313% |
| Bharat Forge Ltd | Consumer Discretionary | Equity | 2.191% |
| Bharti Airtel Ltd | Technology | Equity | 2.1746% |
| HCL Technologies Ltd | Technology | Equity | 1.9661% |
| United Spirits Ltd | Consumer Staples | Equity | 1.8845% |
Fund management
DH
Dhaval Joshi
Since 2022 · Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..
Mr. Joshi has done B.Com, M.Com. and MBA (Finance)
HA
Harish Krishnan
Since 2023 · Prior to joining Aditya Birla Sun Life Mutual Fund, he has also worked at Kotak Mahindra Mutual Fund, Infosys Technologies Ltd in his earlier stint.
Mr. Krishnan is a Graduate from Government Engineering College Trichur and MBA from IIM Kozhikode
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk equity scheme - flexi cap fund. Ahead of its category average over 3Y by 5.5 points. Has fallen sharply before — down -38.6% at its worst.
Strengths
- Ahead of its category average over 3Y by 5.5 points.
- Well spread out — top 10 holdings are only 28% of the portfolio.
- Ranks 36 of 175 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -38.6% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its moderately high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.7% volatility.
Risk drivers
- None