Sharpe ratio
0.33Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.14%1Y Absolute Return
-0.11%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Equity Savings Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,58,466 | ₹7,32,612 | ₹1,25,854 | +6.57% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age12.0 yrs
Fund information
Scheme code132995
ISININF209KA1TP9
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.18%
Exit loadExit load of 0.25%, if redeemed within 7 days.
Minimum SIP₹100 SIP
Return comparison
15th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +34.16% | — | — |
| 3M | +4.37% | — | — |
| 6M | +8.22% | — | — |
| 1Y | +5.14% | — | +1.29% |
| 3Y | +8.37% | — | +5.55% |
| 5Y | +6.57% | — | +4.44% |
| 10Y | +8.46% | — | — |
| Since Launch | +8.47% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.46Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
3.48%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.48How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity48.92%
Equity23.73%
Debt20.42%
Cash3.82%
Real Estate3.11%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 153 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 48.9218% |
| ICICI Bank Ltd | Financial | Equity | 8.4367% |
| HDFC Bank Ltd | Financial | Equity | 7.0212% |
| Birla Sun Life Cash Plus Direct-Growth | Unspecified | Mutual Fund | 4.6071% |
| Reverse Repo | Unspecified | Reverse Repo | 4.3782% |
| Patanjali Foods Ltd | Consumer Staples | Equity | 4.252% |
| RBL Bank Ltd | Financial | Equity | 4.2281% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.0069% |
| Birla Sun Life Floating Rate Short-term Direct-Growth | Unspecified | Mutual Fund | 3.7293% |
| GMR Airports Infrastructure Ltd | Industrials | Equity | 2.9535% |
Fund management
LO
Lovelish Solanki
Since 2024 · Prior to joining Aditya Birla Sun Life AMC Limited, he was Equity /Equity Derivatives - Trader at Union KBC Asset Management Co Limited since February 2011. Before that he worked at Edleweiss Asset Management Co. Ltd since January 2008.
He has done BMS and MMS in finance.
RO
Rohit Karan
Since 2026 · Prior to joining the Aditya birla SL AMC, he was associated with Tara Capital Partners Private Ltd, ICICI Prudential AMC (Alternates), ARJ Securities, Franklin Templeton Alternatives, DSP Blackrock Investments and Reliance Industries Limited
PGDM, IIM Ahmedabad, Bachelor of Technology, IIT Kanpur
HA
Harshil Suvarnkar
Since 2021 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 2.8 points. Has fallen sharply before — down -17.8% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.8 points.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 15 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -17.8% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderate risk level.
Risk drivers
- None