Sharpe ratio
0.34Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.06%1Y Absolute Return
-0.11%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct PlanFund 5Y annualised return | ₹8,72,417 | ₹7,32,612 | ₹1,39,805 | +7.22% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119505
ISININF209K01N82
BenchmarkNIFTY Composite Debt Index A-III
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.66%
Exit loadExit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days
Minimum SIP₹1,000 SIP
Return comparison
12th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +9.27% | — | — |
| 3M | +0.38% | — | — |
| 6M | +7.23% | — | — |
| 1Y | +5.06% | — | +1.66% |
| 3Y | +7.67% | — | +3.62% |
| 5Y | +7.22% | — | +3.39% |
| 10Y | +6.03% | — | — |
| Since Launch | +7.54% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.46Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.03%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.01How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.41%
Cash2.59%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 49 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 14.3855% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LAC | Financial | Non Convertible Debenture | 5.4679% |
| HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LAC | Financial | Debenture | 5.3535% |
| POWER FINANCE CORPORATION LIMITED SR 242A 7.27 BD 15OT31 FVRS1LAC | Financial | Debenture | 5.0389% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 4.4588% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.0744% |
| OXYZO FINANCIAL SERVICES LIMITED 9.9 NCD 13MR29 FVRS1LAC | Financial | Debenture | 3.9829% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 3.8289% |
| STATE DEVELOPMENT LOAN 31822 TLG 20JL35 7.95 FV RS 100 | Financial | State Development Loan | 3.4877% |
| BAJAJ HOUSING FINANCE LIMITED 8.25 NCD 27MY31 FVRS1LAC | Financial | Debenture | 3.4267% |
Fund management
MO
Mohit Sharma
Since 2021 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
BH
Bhupesh Bameta
Since 2020 · Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.
Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA)
Compare similar funds
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Summary
A moderately high-risk debt scheme - dynamic bond fund. Same fund manager for 6+ years — the strategy has not chopped and changed.
Strengths
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 12 of 160 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None