Sharpe ratio
0.68Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-6.71%1Y Absolute Return
-0.17%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund - Growth - Direct PlanFund 5Y annualised return | ₹8,05,099 | ₹7,32,612 | ₹72,487 | +3.95% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age13.9 yrs
Fund information
Scheme code120539
ISININF209K01VF2
BenchmarkBSE Teck TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.06%
Exit loadExit load of 1% if redeemed within 30 days.
Minimum SIP₹100 SIP
Return comparison
839th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +36.84% | — | — |
| 3M | +1.01% | — | — |
| 6M | +32.21% | — | — |
| 1Y | -6.71% | — | +4.16% |
| 3Y | +5.89% | — | +12.54% |
| 5Y | +3.95% | — | +10.04% |
| 10Y | +18.62% | — | — |
| Since Launch | +18.15% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.98Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.84%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.53How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 44 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Infosys Ltd | Technology | Equity | 10.8128% |
| Bharti Airtel Ltd | Technology | Equity | 8.2443% |
| Tech Mahindra Ltd | Technology | Equity | 8.1543% |
| Zomato Ltd | Technology | Equity | 7.2223% |
| Tata Consultancy Services Ltd | Technology | Equity | 6.1429% |
| Coforge Ltd | Technology | Equity | 5.4336% |
| Persistent Systems Ltd | Technology | Equity | 5.0782% |
| LTIMindtree Ltd | Technology | Equity | 4.7103% |
| HCL Technologies Ltd | Technology | Equity | 4.3601% |
| Swiggy Ltd. | Technology | Equity | 4.2567% |
Fund management
KU
Kunal Sangoi
Since 2014 · Prior to joining Aditya Birla Sun Life AMC he has worked with Edelweiss Financial Services Ltd.
Mr. Sangoi is a B.Com (H) and Chartered Accountant.
Compare similar funds
No comparable category funds are available yet.
Summary
A high riskometer-risk equity scheme - sectoral/ thematic fund. Recovered from its worst fall in 4 months. Trailing its category average over 3Y by 6.6 points.
Strengths
- Recovered from its worst fall in 4 months.
- Same fund manager for 13+ years — the strategy has not chopped and changed.
Weaknesses
- Trailing its category average over 3Y by 6.6 points.
- Top 10 holdings make up 64% — a handful of stocks can swing returns sharply.
- Ranks 839 of 932 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its high riskometer risk level.
- Good fit for SIPs — spreading purchases smooths out 18.8% volatility.
Risk drivers
- Top 10 holdings = 64% of the portfolio.
- Technology makes up 82% — trouble in that sector hits the whole fund.