Sharpe ratio
0.71Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.07%1Y Absolute Return
+0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt-Apr-2029 Index Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,76,768 | ₹7,32,612 | ₹1,44,156 | +7.42% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age4.1 yrs
Fund information
Scheme code150778
ISININF209KB12O3
BenchmarkCRISIL IBX Gilt - April 2029
CategoryOther Scheme - Index Funds
Expense ratio0.22%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
434th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.90% | — | — |
| 3M | +0.13% | — | — |
| 6M | +4.90% | — | — |
| 1Y | +4.07% | — | +1.74% |
| 3Y | +7.42% | — | +9.75% |
| Since Launch | +7.67% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.27Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.66%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
7.93How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.73%
Cash3.27%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 10 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 83.8173% |
| GOI 7.59 20/03/2029 | Entities | GOI Securities | 4.8713% |
| Gsec C-STRIPS Mat 19-Mar-2029 | Entities | GOI Securities | 4.8543% |
| Reverse Repo | Unspecified | Reverse Repo | 1.7874% |
| Net Receivables | Unspecified | Net Receivables | 1.4798% |
| GOVERNMENT OF INDIA 32132 GS 12MAR2029 C STRIPS FV RS 100 | Entities | GOI Securities | 1.358% |
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 0.815% |
| C Strips GOI Sec 19/09/2028 | Entities | GOI Securities | 0.7235% |
| CENTRAL GOVERNMENT LOAN 21176 GOI 14JN29 7.26 FV RS 100 | Entities | GOI Securities | 0.1887% |
| GSEC COUPON STRIP 22/02/2029 | Entities | GOI Securities | 0.1047% |
Fund management
SA
Sanjay Godambe
Since 2022 · He is a finance professional with experience of over 14 years in mutual funds and its related activities (including fixed income). He possesses proficient knowledge in Government Securities, Corporate Bonds, Certificate of Deposits and Commercial Papers.
Mr. Godambe is a Diploma in Finance Management and B. Com
HA
Harshil Suvarnkar
Since 2022 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -1.0%, volatility 1.7%. Trailing its category average over 3Y by 2.3 points.
Strengths
- Losses and swings stayed contained — worst fall -1.0%, volatility 1.7%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Trailing its category average over 3Y by 2.3 points.
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 97% — trouble in that sector hits the whole fund.