Sharpe ratio
0.41Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.48%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,66,371 | ₹7,32,612 | ₹1,33,759 | +6.94% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.7 yrs
Fund information
Scheme code151577
ISININF209KB11U2
BenchmarkCRISIL IBX Gilt Index - April 2028
CategoryOther Scheme - Index Funds
Expense ratio0.52%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
382nd / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.62% | — | — |
| 3M | +2.60% | — | — |
| 6M | +4.75% | — | — |
| 1Y | +4.48% | — | +1.74% |
| 3Y | +6.94% | — | +9.75% |
| Since Launch | +6.87% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.77Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.03%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
10.10How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt93.17%
Cash6.83%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
5 of 5 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 20061 GOI 08JN28 7.17 FV RS 100 | Entities | GOI Securities | 67.5521% |
| GOI Sec 8.28 21/09/2027 | Entities | GOI Securities | 20.2986% |
| 03020 GOI 2028 6.01 FV RS.100 | Entities | GOI Securities | 5.3156% |
| Reverse Repo | Unspecified | Reverse Repo | 3.6349% |
| Net Receivables | Unspecified | Net Receivables | 3.1989% |
Fund management
BH
Bhupesh Bameta
Since 2023 · Prior to joining Aditya Birla Sun Life Mutual Fund as an Analyst, Fixed Income. He was the Head of Research in Forex and Rates Desk at Edelweiss Securities Limited, covering global and Indian forex markets and economies. He was also associated with Quant Capital for 6 years as an Economist and was covering Indian and global economy and markets.
Mr. Bameta has done B.Tech (IIT Kanpur), CFA Charterholder (CFA Institute, USA)
SA
Sanjay Godambe
Since 2023 · He is a finance professional with experience of over 14 years in mutual funds and its related activities (including fixed income). He possesses proficient knowledge in Government Securities, Corporate Bonds, Certificate of Deposits and Commercial Papers.
Mr. Godambe is a Diploma in Finance Management and B. Com
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.7%, volatility 1.0%. Trailing its category average over 3Y by 2.8 points.
Strengths
- Losses and swings stayed contained — worst fall -0.7%, volatility 1.0%.
- Recovered from its worst fall in 1 months.
Weaknesses
- Trailing its category average over 3Y by 2.8 points.
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Entities makes up 93% — trouble in that sector hits the whole fund.