Sharpe ratio
0.62Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.03%1Y Absolute Return
-0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil-IBX Financial Services 9-12 Months Debt Index Fund-Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,47,096 | ₹7,32,612 | ₹1,14,484 | +6.03% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age1.6 yrs
Fund information
Scheme code153443
ISININF209KC1498
BenchmarkCRISIL-IBX Financial Services 9-12 Months Debt
CategoryOther Scheme - Index Funds
Expense ratio0.16%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
109th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.57% | — | — |
| 3M | +5.06% | — | — |
| 6M | +6.93% | — | — |
| 1Y | +6.03% | — | +1.74% |
| Since Launch | +6.83% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.62Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.65%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
27.40How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt98.96%
Cash1.04%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 27 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ADITYA BIRLA CAPITAL LIMITED 365D CP 26FEB27 | Financial | Commercial Paper | 10.6242% |
| BAJAJ HOUSING FINANCE LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 10.6126% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27 | Financial | Certificate of Deposit | 8.4996% |
| KOTAK MAHINDRA PRIME LIMITED 360D CP 05MAR27 | Financial | Commercial Paper | 8.4903% |
| LIC HOUSING FINANCE LIMITED TR 419 OPT II 6.65 LOA 15FB27 FVRS10LAC | Financial | Bonds/NCDs | 6.6479% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 6.3967% |
| LIC HOUSING FINANCE LTD 347D CP 23FEB27 | Financial | Commercial Paper | 5.1114% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 4.4643% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 16DEC26 | Financial | Certificate of Deposit | 4.3163% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 4.273% |
Fund management
SA
Sanjay Pawar
Since 2025 · He is associated with Aditya Birla Sun Life AMC Limited since 2005
Mr. Pawar has done M.Com
MO
Mohit Sharma
Since 2025 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.2%, volatility 0.7%. Top 10 holdings make up 69% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.2%, volatility 0.7%.
- Recovered from its worst fall in 0 months.
- Ranks 109 of 1122 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 69% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 69% of the portfolio.
- Financial makes up 99% — trouble in that sector hits the whole fund.