Sharpe ratio
1.83Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.88%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil-IBX financial Services 3 to 6 months Debt Index Fund-Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,65,083 | ₹7,32,612 | ₹1,32,471 | +6.88% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age1.9 yrs
Fund information
Scheme code153179
ISININF209KC1456
BenchmarkCRISIL-IBX Financial Services 3 to 6 Months Debt
CategoryOther Scheme - Index Funds
Expense ratio0.15%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
69th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.61% | — | — |
| 3M | +6.27% | — | — |
| 6M | +7.35% | — | — |
| 1Y | +6.88% | — | +1.74% |
| Since Launch | +7.19% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
7.59Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.44%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
62.39How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio101%
Debt100.58%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 48 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC | Technology | Debenture | 6.9058% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | Certificate of Deposit | 6.5109% |
| BANK OF BARODA CD 07DEC26 | Financial | Certificate of Deposit | 5.7276% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 4.7726% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 03NOV26 | Financial | Commercial Paper | 3.8401% |
| HDFC BANK LIMITED CD 06NOV26 | Financial | Certificate of Deposit | 3.8389% |
| EXPORT IMPORT BANK OF INDIA CD 11NOV26 | Financial | Certificate of Deposit | 3.8362% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 3.8341% |
| AXIS BANK LIMITED CD 26NOV26 | Financial | Certificate of Deposit | 3.8255% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 3.7797% |
Fund management
HA
Harshil Suvarnkar
Since 2024 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
SA
Sanjay Pawar
Since 2024 · He is associated with Aditya Birla Sun Life AMC Limited since 2005
Mr. Pawar has done M.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.1%, volatility 0.4%. Financial makes up 94% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.1%, volatility 0.4%.
- Recovered from its worst fall in 0 months.
- Ranks 69 of 1122 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 94% — trouble in that sector hits the whole fund.