Sharpe ratio
2.48Return earned for the risk taken.
Excellent
Excellent risk-adjusted returns. The fund has rewarded investors exceptionally well for the risk taken.
+6.71%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil-IBX AAA NBFC-HFC Index-Sep 2026 Fund-Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,61,446 | ₹7,32,612 | ₹1,28,834 | +6.71% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age2.0 yrs
Fund information
Scheme code152947
ISININF209KC1217
BenchmarkCRISIL-IBX AAA NBFC-HFC - Sep 2026
CategoryOther Scheme - Index Funds
Expense ratio0.14%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.61% | — | — |
| 3M | +6.21% | — | — |
| 6M | +7.20% | — | — |
| 1Y | +6.71% | — | +1.74% |
| Since Launch | +7.56% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
11.29Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.34%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
107.68How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt94.06%
Cash5.94%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 13 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ADITYA BIRLA FINANCE LIMITED SR D1 6.550 NCD 24JL26 FVRS10LAC | Financial | Debenture | 21.5345% |
| HDB FINANCIAL SERVICES LIMITED SR 188 7.84 NCD 14JL26 FVRS10LAC | Financial | Non Convertible Debenture | 12.9275% |
| AXIS FINANCE LIMITED 109D CP 18SEP26 | Financial | Commercial Paper | 12.739% |
| LIC HOUSING FINANCE LIMITED TR 412 6.17 LOA 03SP26 FVRS10LAC | Financial | Debenture | 10.7534% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR A 7.8445 NCD 18SP26 FVRS1LAC | Financial | Bonds/NCDs | 8.639% |
| SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP II 8.28 NCD 05AG26 FVRS1LAC | Financial | Non Convertible Debenture | 7.7582% |
| BAJAJ HOUSING FINANCE LIMITED 7.98 NCD 09SP26 FVRS1LAC | Financial | Debenture | 5.6088% |
| Net Receivables | Unspecified | Net Receivables | 5.0485% |
| SUNDARAM HOME FINANCE LIMITED SR 341 7.98 NCD 04SP26 FVRS1LAC | Financial | Debenture | 4.3154% |
| BAJAJ FINANCE LIMITED 8.10 NCD 10JL26 FVRS1LAC | Financial | Debenture | 4.3094% |
Fund management
HA
Harshil Suvarnkar
Since 2024 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
VI
Vighnesh Gupta
Since 2024 · Prior to joining Aditya Birla Sun LIfe Mutual Fund, he has worked with different comapnies of Aditya Birla Group. He was also associated with E&Y
Mr.Gupta has done B.Com, CA and CFA
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Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.1%, volatility 0.3%. Top 10 holdings make up 94% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.1%, volatility 0.3%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 94% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 94% of the portfolio.
- Financial makes up 94% — trouble in that sector hits the whole fund.