Sharpe ratio
0.79Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.73%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil IBX 50 50 Gilt Plus SDL Apr 2028 Index Fund-Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,75,896 | ₹7,32,612 | ₹1,43,284 | +7.38% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.1 yrs
Fund information
Scheme code150702
ISININF209KB14N1
BenchmarkCRISIL IBX 50:50 Gilt Plus SDL - April 2028
CategoryOther Scheme - Index Funds
Expense ratio0.20%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
335th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.52% | — | — |
| 3M | +2.56% | — | — |
| 6M | +5.62% | — | — |
| 1Y | +4.73% | — | +1.74% |
| 3Y | +7.38% | — | +9.75% |
| Since Launch | +7.44% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.54Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.00%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
9.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.37%
Cash2.63%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 26 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 26.6394% |
| STATE DEVELOPMENT LOAN 20263 TN 14MR28 8.28 FV RS 100 | Unspecified | State Development Loan | 17.6842% |
| GOI Sec 8.28 21/09/2027 | Entities | GOI Securities | 11.392% |
| STATE DEVELOPMENT LOAN 20359 TN 18AP28 8.05 FV RS 100 | Unspecified | State Development Loan | 6.916% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 6.2508% |
| STATE DEVELOPMENT LOAN 20377 TN 25AP28 8.24 FV RS 100 | Unspecified | State Development Loan | 5.0559% |
| STATE DEVELOPMENT LOAN 23026 TLG 22AP28 6.98 FV RS 100 | Financial | State Development Loan | 4.8675% |
| GOVERNMENT OF INDIA 32130 GS 12MAR2028 C STRIPS FV RS 100 | Entities | GOI Securities | 3.4811% |
| SDL RAJASTHAN UDAY 8.13% (27/03/2028) | Unspecified | State Development Loan | 2.6195% |
| Net Receivables | Unspecified | Net Receivables | 1.7786% |
Fund management
MO
Mohit Sharma
Since 2022 · Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
SA
Sanjay Godambe
Since 2022 · He is a finance professional with experience of over 14 years in mutual funds and its related activities (including fixed income). He possesses proficient knowledge in Government Securities, Corporate Bonds, Certificate of Deposits and Commercial Papers.
Mr. Godambe is a Diploma in Finance Management and B. Com
Compare similar funds
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Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.8%, volatility 1.0%. Trailing its category average over 3Y by 2.4 points.
Strengths
- Losses and swings stayed contained — worst fall -0.8%, volatility 1.0%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Trailing its category average over 3Y by 2.4 points.
- Top 10 holdings make up 87% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 87% of the portfolio.