Sharpe ratio
0.40Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.75%1Y Absolute Return
-0.46%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTHFund 5Y annualised return | ₹9,24,907 | ₹7,32,612 | ₹1,92,295 | +9.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age7.8 yrs
Fund information
Scheme code146407
ISININF209KB1E84
BenchmarkNIFTY 500 TRI
CategorySolution Oriented Scheme - Children s Fund
Expense ratio1.13%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
5th / 35 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +108.73% | — | — |
| 3M | +2.20% | — | — |
| 6M | +17.54% | — | — |
| 1Y | +4.75% | — | +0.38% |
| 3Y | +12.32% | — | +9.53% |
| 5Y | +9.55% | — | +7.38% |
| Since Launch | +11.97% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.54Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.83%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.35How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 69 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 6.0048% |
| HDFC Bank Ltd | Financial | Equity | 3.6198% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.4842% |
| Axis Bank Ltd | Financial | Equity | 2.6802% |
| Bharti Airtel Ltd | Technology | Equity | 2.655% |
| Infosys Ltd | Technology | Equity | 2.5125% |
| State Bank of India | Financial | Equity | 2.1289% |
| Hindalco Industries Ltd | Materials | Equity | 2.0388% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 2.0215% |
| Meesho Ltd. | Consumer Discretionary | Equity | 1.994% |
Fund management
HA
Harshil Suvarnkar
Since 2021 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
CH
Chanchal Khandelwal
Since 2024 · Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.
Mr. Khandelwal has done B.Com.(H) and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk solution oriented scheme - children s fund. Ahead of its category average over 3Y by 2.8 points.
Strengths
- Ahead of its category average over 3Y by 2.8 points.
- Well spread out — top 10 holdings are only 29% of the portfolio.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 5 of 35 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 3+ years horizon to ride out its moderately high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.8% volatility.
Risk drivers
- None