Sharpe ratio
0.53Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.04%1Y Absolute Return
-0.45%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-GrowthFund 5Y annualised return | ₹8,96,479 | ₹7,32,612 | ₹1,63,867 | +8.31% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age13.9 yrs
Fund information
Scheme code120517
ISININF209K01ZC0
BenchmarkCRISIL Hybrid 35+65 Aggressive Index
CategoryHybrid Scheme - Aggressive Hybrid Fund
Expense ratio1.18%
Exit loadExit load of 1%, if redeemed within 90 days.
Minimum SIP₹100 SIP
Return comparison
57th / 159 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +121.07% | — | — |
| 3M | +3.95% | — | — |
| 6M | +16.44% | — | — |
| 1Y | +2.04% | — | -0.13% |
| 3Y | +11.24% | — | +8.78% |
| 5Y | +8.31% | — | +7.29% |
| 10Y | +10.61% | — | — |
| Since Launch | +12.48% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.73Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.16%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.39How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity75.78%
Debt20.08%
Real Estate2.97%
Cash1.17%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 166 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 6.4189% |
| HDFC Bank Ltd | Financial | Equity | 5.3123% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.8073% |
| Bharti Airtel Ltd | Technology | Equity | 3.0409% |
| Axis Bank Ltd | Financial | Equity | 2.796% |
| State Bank of India | Financial | Equity | 2.7433% |
| BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC | Technology | Debenture | 2.4573% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD73 8.92 NCD 02DC34 FVRS1LAC | Financial | Debenture | 2.0768% |
| Bajaj Finance Ltd | Financial | Equity | 1.9563% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 1.9252% |
Fund management
CH
Chanchal Khandelwal
Since 2023 · Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.
Mr. Khandelwal has done B.Com.(H) and MBA (Finance)
HA
Harshil Suvarnkar
Since 2021 · Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - aggressive hybrid fund. Ahead of its category average over 3Y by 2.5 points. Has fallen sharply before — down -32.0% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.5 points.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -32.0% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.2% volatility.
Risk drivers
- None